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Family & education

Kinderbijslag (child benefit): how to claim in the Netherlands

Parents living or working in the Netherlands can use this to review insurance, their child’s conditions, quarterly payments, claims and decisions, as well as care and cross-border situations.

Kinderbijslag
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Newcomers submit their claim via Mijn SVB

Kinderbijslag provides support for the expenses of children younger than 18. If you are covered by the Dutch scheme and your child satisfies the requirements, you may apply. Starting in July 2026, the payment is €298.40–€426.29 for each child per quarter, depending on age. Newcomers submit applications through Mijn SVB, which the Sociale Verzekeringsbank operates.

This guide addresses parents who live or work in the Netherlands, among them families with children or work abroad. Begin by reviewing your insurance and the route for your claim.

Are you eligible to claim kinderbijslag?

The SVB determines whether you are insured under the Dutch child-benefit scheme. The basic rule begins with living or working in the Netherlands. Work abroad, short-term foreign assignments, temporary study, and international employers may alter the outcome. This scheme rests on the Algemene Kinderbijslagwet (AKW, General Child Benefit Act).

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CheckQuestionWhat to do
Dutch insuranceDo you live here, or work here and pay Dutch tax and social-insurance contributions?Use the SVB insurance check. Ask the SVB if you work abroad, in several countries, for an international organisation or under a posting certificate (proof of which country insures you).
ResidenceDoes the SVB regard your life as based in the Netherlands?The SVB residence assessment considers work, family, your home and why you came. Registration with the gemeente (municipality) alone is insufficient.
Residence statusAre you a citizen of a country outside the EU (European Union), EER (European Economic Area) or Switzerland?Check the residence permit required for insurance. The SVB says this also applies if you are married to an EU citizen.
Eligible childIs the child under 18? Is this your child (including an adopted child), your partner’s child living with you, or a child in your care, such as a foster child, who meets the SVB conditions?Check who cares for the child, who pays support, where the child lives and whether anyone else receives child benefit.
Age and living arrangementsIs the child 16 or 17, or living away from home?Check the education conditions at 16–17 and the support test for a child sleeping at home fewer than 4 nights a week.
Another countryDoes a parent work or live abroad, does the child live abroad, or does another country pay family benefits?Give both parents’ work, residence and foreign-benefit details to the SVB for a coordinated decision.

A Dutch payslip, residence card, or municipal registration can help support your case. The SVB makes the decision on whether you qualify. Temporary students who do not work, workers insured in another country, and certain international staff may be outside Dutch insurance. Tell the SVB your circumstances and verify its decision before relying on a payment.

For Ukrainian refugees with temporary protection, having residence by itself is not enough. A parent who works in the Netherlands may claim, and this includes agency workers and self-employed workers who hold the required permission. If that work ends, notify the SVB without delay, since child benefit ends. A partner who continues working can apply in their place.

How do you apply?

As a rule, you claim through Mijn SVB using DigiD (Dutch digital identity). The DigiD guide describes how to get and activate it. If online claiming is not possible for you, contact the SVB and ask how to file your claim.

When your first child is born in the Netherlands, you claim after receiving the SVB letter. Newcomers must submit a claim on their own. Select the row that fits your situation:

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SituationActionCondition or exception
First child born in the NetherlandsRegister the birth with the gemeente, then complete the claim in Mijn SVB after the SVB letter.The application page gives 3–6 weeks for the letter. The claim FAQ gives 4 weeks. Check the missing-letter advice below.
You already receive child benefit and have another child in the NetherlandsRegister the birth with the gemeente. The SVB normally adjusts the payment and sends a decision automatically.If you live abroad, report the birth directly to the SVB.
You recently started living or working in the NetherlandsSubmit a claim yourself through Mijn SVB.Use the newcomer route rather than waiting for a birth letter. The SVB still checks insurance and qualifying quarters.
An adopted child, partner’s child or foster child joins youUse the SVB situation tool. Register an adoption with the gemeente and report the child as instructed.For a foster child, all the care, residence and support conditions below must be met.
You cannot use Mijn SVBContact the SVB and ask for a paper or assisted claim route.Use official channels for identity and child documents. DigiD Machtigen (DigiD authorisation) lets a trusted person arrange online SVB affairs for you.

If you are a newcomer making a claim, use SVB application-information page in the following order:

  1. Go to the SVB page with application information.
  2. Select the option for a person who has recently begun living or working in the Netherlands.
  3. Use its link to Mijn SVB, then send your claim.

If the start date of your insurance is unclear, or your DigiD is delayed, contact the SVB about filing the claim on time. Asking for help is not the same as submitting a claim.

When the SVB requires a foreign birth certificate, mail the original. A scan uploaded via Mijn SVB is not a substitute for the original.

How far in the past can your claim begin?

Under AKW claim rule, regular child benefit can begin no more than one year before the first day of the quarter in which you apply. Every earlier quarter still has to satisfy the insurance and child conditions.

For instance, if you apply on 20 July 2026, your application quarter started on 1 July 2026, so the earliest start possible is 1 July 2025. You qualify for those earlier quarters only when you met the conditions on the first day of each quarter.

Warning

Add your child to your health insurer within 4 months

The SVB advises parents to register a child with their health insurer within 4 months after birth. This also applies to a child born abroad who comes to the Netherlands later. If registration is late, medical costs may remain unpaid. Contact your health insurer to arrange the registration.

What amount do you receive, and when?

Kinderbijslag provides a basic amount for each child each quarter. Your income does not lower this amount. The rates are indexed on 1 January and 1 July. SVB amounts and payment dates lists these 2026 rates:

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Child’s age1st and 2nd quarters 2026From 3rd quarter 2026
0 to 5€295.07€298.40
6 to 11€358.30€362.35
12 to 17€421.53€426.29

The SVB pays once the quarter has ended. The following 2026 payment dates relate to the quarter that has already been completed:

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2026 payment dateQuarter paidRate used
2 January 20264th quarter of 20252025 rate
1 April 20261st quarter of 2026First-half 2026 rate
1 July 20262nd quarter of 2026First-half 2026 rate
1 October 20263rd quarter of 2026Rate from July 2026

The assessment dates are 1 January, 1 April, 1 July, and 1 October. The age your child has on that date determines the age band for the entire quarter. A baby born on that date may qualify for that quarter. A baby born after that date usually qualifies starting with the next quarter.

Insurance and other eligibility conditions also depend on the first day of the quarter. Moving or changing insurance during a quarter does not automatically give a right for the full quarter. Check the current rates before planning your budget for a later quarter.

Which parents and children are eligible?

SVB eligible-child rules covers your children, including adopted children. A partner’s child who lives with you, a foster child, or another child you raise as your own may also qualify under the conditions below. With co-parenting, the claim is held in one parent’s name. Parents may agree on how to split the payment.

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SituationRuleAction
Your child, including an adopted childA child under 18 can qualify, including a child adopted from another country. An adoption must be reported and may need municipal registration.Use the claim route for a child living in or outside the Netherlands.
Partner’s child lives with youA spouse’s, registered partner’s or cohabiting partner’s child may qualify.Agree who claims and tell the SVB about arrangements with the other parent.
Foster childAll must apply: the child lives with you; you provide daily care, upbringing and support; no fostering allowance is paid; nobody else receives child benefit.Report the child in Mijn SVB and keep proof of care, residence and support.
Child moves mainly to the other parentThe parent with whom the child lives receives the benefit. A stay of 4 or more nights a week with the other parent must be reported.Report the living arrangement as well as the divorce.
Co-parentingThe child lives with each parent for roughly equal time. Both share care and costs roughly equally under an agreement signed by both parents or a court decision.Parents may agree how to divide the benefit. Otherwise each receives half. Check the child-budget effect too.

The SVB applies separate rules when you support another person’s child as your own. It first checks whether you have legal guardianship. If you have guardianship, you must support the child as your own and must not receive a fostering allowance. If you do not have guardianship, you must support and care for the child as your own. In both situations, no one else may receive child benefit for that child.

For a foster child, or another person’s child whom you raise as your own, a living birth parent normally receives the child benefit. You can make an arrangement with that parent to have the payment sent to your bank account.

Kindgebonden budget (child budget) usually goes to the parent in whose name the kinderbijslag claim is held. In co-parenting, a parent with lower income may get more child budget. Family and cross-border circumstances also influence the calculation. Before you change the claimant, check SVB family-situation rules and SVB child-budget rules.

What changes once your child turns 16 or 17?

When your child is 16 or 17, extra education conditions apply. A startkwalificatie (school-leaving qualification) is a HAVO (senior general secondary education) or VWO (pre-university education) diploma, or an MBO (secondary vocational education) diploma at level 2 or above.

When your child is 16 or 17, which education path applies depends on their qualification, exemption and where they live. The Dutch school-system guide describes these school types. Pick the row that fits your child:

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SituationConditionWhat to check
No school-leaving qualificationYour child follows full-time education and attends classes.Examples include VMBO (pre-vocational secondary education), HAVO, VWO, VAVO (adult general secondary education), HBO (higher professional education) and MBO level 2 or higher.
Already has a qualificationChild benefit may continue under the SVB education rules.Use the SVB education check for ages 16 and 17. A diploma alone does not settle entitlement.
Exempt from obtaining the qualificationAn exemption can apply through special education, mental or physical disability, or exemption from compulsory education.For the praktijkschool (school for practical training) route, your child needs a diploma or getuigschrift (school certificate) and must follow a suitable programme. Keep the decision or school evidence the SVB requests.
Child lives abroadSeparate conditions cover full-time study, a useful vocational qualification, completed study, or inability to study because of illness or disability.Use the foreign-child route in the SVB education check.

No matter how much your child earns from paid work, it does not lower kinderbijslag. According to the SVB earnings rule, you do not have to report that income. Child benefit also does not end just because of student finance.

What happens if your child lives away from home?

The SVB usually treats your child as living away if they sleep at home fewer than 4 nights each week. To get the ordinary rate in 2026, you must contribute at least €540 per quarter to their support. The SVB living-at-home and living-away rules cover exceptions for care, hospital stays and co-parenting.

For a quarter, the SVB also considers your child to be living at home when you, the other parent, or both of you together stay with them for 46 days or more. You must provide the SVB with the dates of those stays.

When are you eligible for double kinderbijslag?

You may get double kinderbijslag if a child requires extensive care at home or lives away for a reason that qualifies. Each of these two routes has its own conditions. There is also a separate yearly extra payment, which has a different application process and income test.

What if your child requires extensive care at home?

To qualify, your child must be between 3 and 17 years old, sleep at home at least 4 nights per week, and need extensive care due to illness, a disorder, a condition or a disability. The SVB home-care route requires either a Wet langdurige zorg (Wlz, Long-term Care Act) indication or positive advice from CIZ (Centrum Indicatiestelling Zorg, Care Needs Assessment Centre).

For Wlz indications issued on or after 1 July 2024, CIZ shares them unless you instructed CIZ not to share them. The Dutch SVB home-care page describes this rule. The SVB then automatically checks the age and home-living conditions. If you opted out, have an indication from before that date, or have no Wlz indication, you must apply through Mijn SVB.

Subject to the conditions, a claim can be backdated by no more than 2 quarters. According to the SVB claim FAQ, the SVB decides a claimed case within 8 weeks. Keep the letters from CIZ and SVB, the indication dates, the nights spent at home and the support costs.

When does living away make you eligible for double benefit?

The SVB double-rate living-away route covers qualifying education, a qualifying top-level sport centre, illness or disability. For 2026, you must pay at least €1,432 per quarter towards support. If both parents together stay with the child for 46 days or more in a quarter, the double rate does not apply.

Study abroad must be comparable to a Dutch course and must not be available within 25 km of home. Hospital stays and how institutional care is funded follow separate rules. To verify the exact education, sport or care arrangement, use the SVB situation tool or contact the SVB.

Are you able to get the yearly extra payment?

You may qualify for an extra payment if you received the home-care double rate for all 4 quarters of a calendar year. The Dutch SVB yearly-extra rules provide €2,702.13 for 2025. You apply once for that year, even if you have several children who qualify. The yearly extra is a separate application.

For 2025, tax partners for the full year usually qualify only when one partner has work income above €6,145 and the other has no work income or at most €6,145. The SVB ignores income if you had no tax partner for all or part of the year. It also ignores income in qualifying cases of full and permanent incapacity for work. Use the SVB checker for the disability-benefit conditions.

The work-income test is not the same as total taxable income. Before you apply, check the SVB definitions and deductions. The AKW deadline is before 1 December of the following calendar year: for the 2025 payment, apply before 1 December 2026.

What happens if a parent or child is abroad?

The SVB must know where each parent lives and works, whether there is any posting certificate, and all family benefits from another country. These situations can affect which country insures you or pays:

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SituationPossible effectAction
You live here and work abroadDutch insurance may stop. The other country may become responsible.Check with the SVB before or when work starts. A posting certificate can change the result.
You live abroad and work hereDutch insurance may apply. The SVB parent-abroad rules restrict payment in some situations to an EU, EER or treaty-country residence.Give the SVB your residence, employer, tax, contribution and posting details.
You work in 2 or more countriesEU rules can assign insurance based on residence, employers and the share of work.Ask the SVB for an insurance assessment. A Dutch employer alone does not settle it.
Your child lives abroadPayment is possible only for a child in the EU, EER, Switzerland or a treaty country. In some countries, you receive a lower amount. The law sets a percentage based on that country’s prices.Use the SVB child-abroad country checker and report the move.
Another country pays family benefitsYou cannot receive both countries’ full amounts.Report the foreign benefit and amount so the authorities can apply priority rules and any supplement.

The SVB rules on which country pays give priority to one country’s family benefits. If that country’s total is lower than the Dutch total, the Netherlands may pay the difference. Before you budget for payments from both countries, wait for the authorities’ calculation.

A Dutch supplement can combine kinderbijslag, child budget and kinderopvangtoeslag (childcare benefit) into a single quarterly SVB payment. When that happens, Dienst Toeslagen (the benefits service) does not pay those coordinated parts separately.

In an EU cross-border claim, if you apply on time in a country where either parent is entitled to family benefits, that protects the application date when the claim is forwarded to another competent country. Check the national deadlines and keep proof that you submitted the claim.

Can you receive kindgebonden budget as well?

Kindgebonden budget is a monthly payment from Dienst Toeslagen. It is based on your income and assets. Kinderbijslag is the quarterly SVB payment. Use the toeslagen (allowances) overview to check the broader allowance rules. For daycare costs, use the childcare and kinderopvangtoeslag guide.

Which application route you use depends on whether you already get another allowance:

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SituationApplication routeLimit
You receive childcare, rent or healthcare benefitDienst Toeslagen normally considers child budget automatically and sends a notice if you qualify.After a birth, check after 8 weeks. If no notice arrives and you think you qualify, apply.
You receive no other allowanceThe parent whose name holds the child-benefit claim applies through the Mijn Toeslagen (My Allowances) login page.Apply promptly. Give your annual income and, where relevant, your partner’s annual income.
Co-parentingParents choose whose name holds child benefit; child budget follows that claimant.A split child-benefit payment does not mean Dienst Toeslagen splits child budget in the same way.
Cross-border coordinationThe SVB may include child budget and childcare benefit in a Dutch supplement.The coordinated amount is not also paid separately by Dienst Toeslagen.

Child budget usually stops when your child turns 18. In a few limited cases, it can continue for a 16- or 17-year-old after kinderbijslag ends. The SVB child-budget check covers the school and support conditions, including support for a child who lives away. Check your own case before you stop the payment yourself.

What changes do you have to report?

When you live in the Netherlands, the gemeente reports certain Dutch events to the SVB. Make sure to report these events to the gemeente on time. Other changes you must report directly. Check the SVB child-change list and SVB parent and partner change list for your situation.

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ChangeExamplesReporting route
Gemeente normally reportsWhole-family move within the Netherlands, birth, marriage or registered partnership, divorce, nationality change, or death in the Netherlands of a child or family member who was living here.Report to the gemeente on time. Still report any separate child residence, care or payment change that follows.
Child or support changeChild moves away or home, enters care or detention, support costs change, parents stay with the child for 46 days, or a fostering allowance starts.Use “Wijziging doorgeven” (Report a change) in Mijn SVB. Keep dates and cost evidence.
Education changeAt 16–17, direct reporting is required for private or foreign education. Living-away education changes have additional cases.Check the exact school and living arrangement against the SVB child-change list.
Foreign work or benefitsA parent starts or stops foreign work, the family leaves the Netherlands, foreign family benefits begin or change, or a death occurs abroad.Report directly to the SVB. Provide the foreign decision or work evidence.

Warning

Report within 4 weeks, or within 6 weeks if you live abroad

The SVB change-reporting route allows 4 weeks if you live in the Netherlands and 6 weeks if you live abroad. Report on time and let the SVB know which documents are still pending. The person whose name is on the SVB letters reports through Mijn SVB.

If you prefer, you can use a paper form. DigiD Machtigen allows someone else to handle your online SVB affairs. Information that is late, wrong or incomplete can result in repayment and a warning or fine. The SVB fines and measures page also explains deductions if you fail to answer SVB requests. Report the change and contact the SVB about any information it needs.

What problems can arise with your claim?

If you have not received your first-child letter after 4 weeks, use the SVB claim FAQ to see what to do. The application page gives a window of 3–6 weeks and says to contact the SVB after 6 weeks. New residents or workers should use the separate newcomer route.

When the payment covers fewer quarters than you anticipated, look at the decision for the insurance start date and the conditions that apply on the first day of each quarter. If your child lives elsewhere, retain proof of the support payments you make. In a cross-border situation, provide SVB with the benefit decision from the other country, plus details about both parents’ work and where they live.

What can you do if you do not agree with the SVB decision?

The SVB decision states the payment amount and which quarters are covered. If you do not agree, take these steps:

  1. Review the child, the claimant, the insurance status, the quarter start, the age band, the living arrangement, the support costs, country coordination, and the amount. Even when the total is correct, it may still apply to the wrong starting quarter or the wrong claimant.
  2. Phone the number shown in the decision. Ask what fact or rule led to the outcome. Even while you request an explanation, the deadline for objecting remains in effect.
  3. If you still disagree, file bezwaar (formal objection) using the method stated in the decision. The Rijksoverheid (Dutch government) objection guide says the normal deadline is 6 weeks. Use the receipt deadline that appears in your SVB letter.

Make sure the objection contains all required details: your name, address, date, the decision you are challenging, your reasons, and your signature. Also say what outcome you want and attach evidence that is relevant. Filing an objection costs nothing. If you hire a paid adviser or lawyer, they may charge you for their assistance.

Once the objection decision arrives, if you still disagree, follow the appeal instructions it contains. That letter tells you how to go to court and the deadline. A service complaint and an objection have different purposes; if you want to challenge the decision, use an objection.

What occurs when your child reaches age 18?

The SVB age-18 rule automatically ends kinderbijslag. If your child has already turned 18 by the first day of a quarter, you do not receive payment for that quarter. If not, you get the full quarter that includes the birthday, paid once that quarter has ended. Child budget also comes to an end at 18.

In their own name, your child might qualify for studiefinanciering (student finance) or tegemoetkoming scholieren (allowance for school pupils). DUO (Dienst Uitvoering Onderwijs, the Dutch education service) covers both. Your child might also qualify for zorgtoeslag (healthcare benefit). The conditions for each are separate. When child benefit ends, check studiefinanciering (student finance) guide.

Hold on to your SVB decision and the evidence you submitted. Check the rates and support thresholds again at the start of each new quarter.

If you are still sorting out your BSN (citizen service number), DigiD, and insurance after you arrive, organize those tasks. If you need to challenge a decision, first check the deadline. These guides can help with those tasks and with other family allowances:

Official Sources

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